GST reference

GST rate list — India, 2026.

India's Goods and Services Tax has five main slabs — 0%, 5%, 12%, 18%, and 28% — plus a special 3% rate for gold and 0.25% for rough diamonds. Below is a complete reference, organised by slab, with common items and their HSN codes. Updated for the latest CBIC notifications.

Slab 1

0% / NIL — exempt & zero-rated

Essential goods and services. Either fully exempt (no tax, no ITC) or zero-rated (no tax, but ITC allowed — typically for exports and SEZ supplies).

HSN / SACItemNotes
0401Fresh milk & pasteurised milk (not UHT)Exempt
0701–0714Fresh vegetables, potatoes, onions, tomatoesExempt
0801–0814Fresh fruits — bananas, apples, mangoes, citrusExempt
1001Wheat & meslin (other than seed)Exempt; unbranded
1006Rice (other than branded, packaged)Exempt; unbranded loose
1701Jaggery, palmyra sugarExempt
2201Water (other than aerated, mineral, packaged)Exempt
3004Life-saving drugs (specified list)Specified list — verify
4901Printed books, newspapers, journalsExempt
4905Maps, atlases, globesExempt
9603Brooms, broom-sticks (handmade)Exempt
9966Renting of agricultural machineryService exempt
9992Education services (recognised institutions)Service exempt
9993Healthcare services by hospitals/clinical establishmentsService exempt
9971Banking — interest, deposit, lendingService exempt

Note: Pre-packaged and labelled food grains, pulses, and flour now attract 5% (post July 2022 amendment). Loose, unbranded items remain exempt.

Slab 2

5% — essentials & mass-consumption

Household essentials, packaged food, common transport, and low-income healthcare. The "concessional" slab.

HSN / SACItemRate
0402Milk powder, condensed milk, UHT milk5%
0901Coffee (roasted, decaffeinated)5%
0902Tea, packaged5%
1006Branded, packaged rice5%
1101Wheat flour, atta — pre-packaged5%
1507Soyabean oil & other vegetable oils, edible5%
1701Sugar (white, refined)5%
1905Bread, rusks, biscuits (price ≤ ₹100/kg)5%
2202Tender coconut water (packaged)5%
2710Kerosene oil (PDS)5%
3004Medicines, formulations (non-life-saving)5%
3006Diagnostic kits, surgical dressings5%
5208Cotton fabric, woven5%
6101–6117Apparel — sale price ≤ ₹1,000 per piece5%
6401Footwear — sale price ≤ ₹1,000 per pair5%
8702Buses (used for public transport)5%
8703Electric vehicles (passenger cars)5%
9963Restaurant services (non-AC, no liquor licence)5%
9964Economy class air travel (domestic)5%
9965Goods transport by GTA (without ITC)5%
9967Cab aggregator services (Ola, Uber)5%
Slab 3

12% — standard goods, mid-range services

Processed food, mid-priced consumer goods, business-class travel, and certain services.

HSN / SACItemRate
0402Butter, ghee, cheese12%
0805Dried fruits — almonds, pistachios, raisins12%
1701Sugar confectionery, mithai12%
1905Biscuits, pastries — >₹100/kg12%
2002Tomato ketchup, preserved tomatoes12%
2009Fruit juices, packaged12%
3304Toothpaste (specified ayurvedic)12%
4202Handbags, school bags (non-leather)12%
4823Diaries, exercise books, registers12%
6101–6117Apparel — sale price > ₹1,000 per piece12%
6401Footwear — sale price > ₹1,000 per pair12%
7321Stoves, kerosene burners12%
8443Printers, photocopiers12%
8712Bicycles & parts12%
9404Mattresses, quilts, pillows12%
9954Construction services (with ITC; affordable housing 1%)12%
9963Restaurant services (non-AC, with liquor licence)12%
9964Business class air travel12%
996331Hotels — room rent ₹1,001 to ₹7,500/day12%
Slab 4 · default for services

18% — the workhorse slab

The default rate for most professional services and a wide range of consumer goods. If you're not sure what slab a service falls in, 18% is the educated guess.

HSN / SACItemRate
1704Sugar confectionery (premium, branded)18%
1806Chocolate & cocoa preparations18%
1901Cornflakes, breakfast cereals18%
2106Ice cream, ready-to-eat namkeen18%
3304Cosmetics — face cream, makeup18%
3401Soaps (toilet, laundry)18%
3923Plastic items — bottles, jars, packaging18%
3917Plastic pipes, fittings18%
4811Paper & paperboard (coated)18%
4818Toilet paper, sanitary napkins, tissues18%
6802Marble, granite (worked)18%
6907Ceramic tiles, sanitary ware (basic)18%
7213Iron & steel bars, rods (TMT)18%
7308Steel structures, fabricated18%
8415Air conditioners (refer also 28% slab)18%
8443Printers, scanners, multi-function devices18%
8471Computers, laptops, tablets18%
8517Mobile phones, smartphones18%
8528Television sets up to 32"18%
9961Wholesale trade services18%
9962Retail trade services18%
9963Restaurant services (AC, or in 5★+ hotels)18%
9971Financial services — fee-based (advisory, broking)18%
9981Research & development services18%
9983Engineering & technical consulting18%
9984Telecom services18%
9985Cable TV, broadcasting services18%
998313IT consulting18%
998314Software development services18%
998315Hosting & cloud services18%
998222Accounting & bookkeeping services18%
998223Tax consultancy, GST filing services18%
998211Legal advisory services18%
998361Advertising services18%
998371Graphic design, branding18%
996332Hotels — room rent > ₹7,500/day18%
Slab 5 · highest

28% — luxury, sin, and demerit goods

High-end goods and "sin" categories. Many items in this slab also attract compensation cess on top.

HSN / SACItemRate
2106Pan masala (+ cess)28%
2202Aerated drinks — cola, soda (+ 12% cess)28%
2402Cigarettes, tobacco products (+ heavy cess)28%
2403Chewing tobacco, gutkha28%
2523Cement (all types — Portland, slag, white)28%
3303Perfumes, eau de toilette28%
4011Tyres (new) for cars, trucks, buses28%
8407Internal combustion engines (specified)28%
8415Air conditioners (split, window, central)28%
8418Refrigerators, freezers (large)28%
8422Dishwashers28%
8450Washing machines (auto, semi-auto)28%
8528TV sets > 32" (LED, OLED, large)28%
8703Cars (petrol/diesel; cess varies by engine size)28%
8711Motorcycles > 350cc28%
9302Revolvers, pistols (licensed)28%
9504Video game consoles, gambling articles28%
9508Amusement park, casino tickets28%

Compensation cess (over and above 28%) applies to many items in this slab — most notably tobacco, aerated drinks, and motor vehicles. Cess rates are notified separately and change frequently.

Special slabs

3% & 0.25% — precious metals and stones

HSNItemRate
7102Diamonds — non-industrial (cut, polished)0.25%
7102Rough diamonds (unworked)0.25%
7108Gold (unwrought, semi-manufactured)3%
7106Silver (unwrought, semi-manufactured)3%
7113Articles of jewellery (gold, silver, platinum)3%
7110Platinum (unwrought, semi-manufactured)3%

Note: Jewellery making charges attract 5% GST separately (HSN 9988 — manufacturing services).

Background

How India's GST slab system works.

When GST replaced VAT, Excise, Service Tax and a dozen other state and central taxes on 1 July 2017, the GST Council settled on a multi-rate structure rather than a single rate. The reasoning was social: a single rate (say 18%) would make essential goods too expensive for low-income consumers, while making luxury goods too cheap for high-income consumers. So the slab system creates a graduated tax burden — lower rates on what the poor consume, higher rates on what the rich consume.

The five main slabs

0% / NIL — essential goods (fresh produce, unbranded grain, healthcare, education). 5% — household essentials and mass-consumption items (packaged food, common transport). 12% — standard goods at moderate prices. 18% — the default slab for most services and many consumer goods. If you're a service provider in India, your invoices will mostly be 18%. 28% — luxury and "demerit" goods (cars, cement, ACs, tobacco), often with additional compensation cess.

Compensation cess

On certain items — chiefly tobacco, aerated drinks, motor vehicles, and coal — there is a cess levied on top of the 28% GST. The cess goes into a separate fund used to compensate states for revenue loss from GST implementation. Cess rates are highly variable (e.g., 1% to 22% on cars depending on engine and length) and change with each Council meeting.

Composition scheme

Small businesses with turnover below ₹1.5 crore (₹75 lakh for special category states) can opt for the Composition Scheme — flat 1% (traders), 5% (restaurants), or 6% (other) on turnover, with no ITC. It simplifies returns to a single quarterly statement but bars you from issuing tax invoices or making interstate sales. Suitable for B2C-only businesses.

How rates change

GST rates change through CBIC notifications issued after each GST Council meeting (held quarterly). Recent shifts have been mostly downward — e.g., reduction of GST on EVs to 5%, on some hotel rooms, on certain medical devices. LekhaBooks's HSN dictionary is updated within 30 days of any major notification.

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